UK residential street at dusk with terraced houses and a modern apartment block

Specialist insurance for every kind of property

From a single buy-to-let to blocks of flats, HMOs, holiday lets and whole portfolios — we arrange cover mainstream insurers won't, with advice from people who know property.

What we insure

Specialist covers for landlords, investors, mixed-use properties, overseas owners and property professionals. If it's property, we can probably insure it.

Blocks of Flats Insurance

Purpose-built buildings insurance for entire blocks, arranged for freeholders, RMCs and managers.

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Commercial Landlord Insurance

Specialist cover for commercial premises — offices, shops, warehouses and mixed-use buildings.

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Holiday Let & AirBnB Insurance

Cover designed for short-term letting — holiday cottages, city apartments and AirBnB properties.

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HMO Insurance

Specialist cover for HMOs with up to 12 tenants, including student and professional house shares.

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Insurance for Managing Agents

Block and portfolio solutions plus the professional covers managing agents need.

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Insurance for Overseas Owners of UK Property

Cover for foreign nationals and expats who own UK second homes, lets, holiday lets and apartments.

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Landlord Home Emergency Insurance

Rapid-response cover for boiler breakdowns, burst pipes, lost keys and other emergencies at your let property.

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Landlord Legal Expenses Insurance

Cover for the legal costs of tenant disputes, eviction, rent recovery and property damage claims.

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Mixed-Use Property Insurance

One policy for buildings with commercial use downstairs and residential accommodation above.

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Probate House Insurance

Cover for a property left empty during probate, arranged for executors, administrators and solicitors.

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Property Portfolio Insurance

One policy, one renewal date — consolidated cover for landlords with multiple properties.

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Property Renovation Insurance

Cover for properties undergoing refurbishment, conversion or structural works.

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Residential Landlord Insurance

Buy-to-let cover that protects your property, your income and your liability as a landlord.

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Serviced Apartment Insurance

Specialist protection for serviced apartments and aparthotels, from single units to whole buildings.

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SIPP & Trust Property Insurance

Buildings insurance for property owned inside a SIPP, SSAS or family trust — commercial and residential.

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Unoccupied Property Insurance

Short-term and annual cover for empty properties — 3, 6 or 12 month terms available.

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Why GMG?

Specialist by design

HMOs, empty properties, renovations, short lets — the risks standard insurers decline are exactly what we arrange cover for every day.

One point of contact

Speak to a named adviser who understands your property, not a call centre. Quotes, mid-term changes and claims, all in one place.

Portfolios made simple

Bring residential, commercial and short-let properties together under one policy with a single renewal date.

Ready to talk about your property?

Call 03330 50 2088 or request a quote online — we'll usually respond the same working day.

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